Apply for a loan, get a clear approved amount and repayment schedule, and receive funds directly to your balance — repay in installments or settle early, whichever fits.
Submit your loan request with the amount and purpose. Once approved, you get a fixed interest rate, a total repayable amount, and an installment schedule with due dates you can see from day one.
Choose a plan, request an amount, and submit your loan application.
Receive your approved amount, rate, and full repayment schedule.
Pay each installment from your balance or a deposit, right up to completion.
| Item | What you see before you accept |
|---|---|
| Interest rate | Fixed for the life of the loan, shown at approval |
| Total repayable | Principal plus interest, calculated upfront |
| Installments | Number of payments and their individual due dates |
| Collateral | Any amount held against the loan, released on completion |
"Knowing the total repayable amount before I accepted the loan made budgeting for it simple."
"Payment reminders before the due date meant I never missed an installment."
"Being able to repay directly from my balance instead of a separate bank transfer sped things up a lot."
You'll receive reminders before a payment is due. Missed payments may incur late handling and, after repeated misses, can lead to default status.
Yes — you can repay any installment, including early, directly from your balance.
Collateral requirements depend on the loan plan and approved amount — this is shown clearly before you accept.